Guide to 2021 Medicare Enrollment and Best Insurance Companies | Medicare

Once you’ve enrolled in a Medicare plan with dual hospital and health coverage (otherwise known as Medicare Part A and B insurance), you can consider opting for Medicare Supplement insurance, as well. Supplement plans offer to cover the “gaps” in traditional Medicare plans (hence its alternate title, Medigap insurance), including coinsurance at skilled nursing facilities and copayments for primary care visits.

The most comprehensive Medigap option that beneficiaries can choose is Plan F. However, Plan F is not available to people new to Medicare starting on January 1, 2020, because it covers the Part B deductible. Individuals who were eligible for Medicare before January 1, 2020, but not yet enrolled, may be able to buy Plan F. Medigap enrollees can continue renewing their plan as long as they pay their monthly premium.